M3M ST. ANDREWS AT SCDA: THE CROWN JEWEL OF ULTRA-LUXURY GOLF-THEMED LIVING

Iconic Twin Towers | Sector 113, Dwarka Expressway | Gurgaon

Where the Legendary St. Andrews Golf Legacy Meets Delhi-NCR’s High-Growth Future

EXCLUSIVE 2026 HNI & INVESTOR BRIEFING | LIMITED INVENTORY ULTRA-PREMIUM SEGMENT

BROUGHT TO YOU BY SS ESTATE ANALYTICA

Redefining Real Estate Intelligence | Premium Investment Advisory

www.ssestateanalytica.com | +91 97181 11251 | Manish Kumar, Business Head

RERA Compliant Insights | Data-Driven Strategies for HNIs & Discerning Investors | June 2026

EXECUTIVE OVERVIEW

In the rapidly evolving landscape of Delhi-NCR luxury real estate 2026, few opportunities combine world-class architectural pedigree, strategic infrastructure positioning, and genuine scarcity like M3M St. Andrews at SCDA in Sector 113, Gurgaon. Nestled on the prime Dwarka Expressway corridor at the Delhi-Gurgaon border, this ultra-luxury golf-themed township project represents the pinnacle of sophisticated living and calculated wealth creation for high-net-worth individuals seeking both lifestyle elevation and long-term portfolio growth.

Designed by the internationally acclaimed SCDA Architects as the flagship residential component of the visionary 250-acre Smart City Delhi Airport (SCDA) integrated township, M3M St. Andrews delivers an exclusive low-density enclave featuring iconic twin towers with only a handful of residences per floor. This is not just another luxury launch—it is a meticulously crafted legacy asset positioned minutes from IGI Airport, Aerocity, and the upcoming Yashobhoomi (IICC), within a micro-market demonstrating robust appreciation dynamics and sustained rental demand from corporate leaders, expatriates, and aviation professionals.

Key Investor Takeaway: The project offers one of the most attractive payment structures in the current ultra-premium segment (25:75 construction-linked plans), allowing HNIs to optimize capital deployment while participating in the macro growth story of one of NCR’s highest-potential corridors.

STRATEGIC LOCATION & INFRASTRUCTURE: THE UNMATCHED DWARKA EXPRESSWAY ADVANTAGE

Location remains the single most critical factor in real estate investment returns NCR. M3M St. Andrews SCDA enjoys a truly exceptional position on the Dwarka Expressway—widely regarded as the most dynamic growth corridor in the National Capital Region for luxury and ultra-luxury residential assets.

• Immediate Connectivity: Mere minutes from Indira Gandhi International (IGI) Airport and Aerocity—the diplomatic and corporate hub of Delhi-NCR.
• Global Landmark Proximity: Close to Yashobhoomi (India International Convention Centre), driving consistent footfall, events, and premium hospitality demand.
• Integrated Township Ecosystem: Part of the larger 250-acre SCDA master development featuring upcoming commercial anchors like the Capital Finance Center (CFC) and Capital Walk retail promenade, ensuring built-in commercial traction and high rental yields.
• Border Advantage: Strategically located at the Delhi-Gurgaon interface, offering seamless access to both cities while benefiting from Gurgaon’s infrastructure momentum and relatively favorable pricing dynamics compared to core Delhi luxury pockets.

For investors focused on high rental yield properties near IGI Airport and long-term capital appreciation, this location profile is exceptionally compelling. The corridor has consistently demonstrated resilience and outperformance, supported by ongoing infrastructure upgrades, airport expansion effects, and limited supply of truly low-density ultra-premium inventory.

ICONIC DESIGN & ULTRA-LOW DENSITY LIVING: PRIVACY & PRESTIGE REDEFINED

What sets M3M St. Andrews Sector 113 apart in the crowded Gurgaon luxury market is its uncompromising commitment to low-density exclusivity. The project comprises iconic twin towers housing a limited number of spacious residences with private lift lobbies and typically just two apartments per floor. This architectural philosophy ensures unparalleled privacy, a hallmark of true ultra-luxury living.

Every residence features expansive wrap-around balconies offering panoramic views of lush golf landscapes and the evolving city skyline. With over 80% of the site dedicated to open spaces, manicured greens, and golf-centric design elements inspired by the legendary St. Andrews course, residents enjoy a serene, resort-like environment within the bustling NCR.

Unit Configurations (Indicative):

• 3.5 BHK & 4.5 BHK Luxury Apartments: Spacious, light-filled homes with premium finishes.
• Exclusive Penthouses: The ultimate expression of elevated living with private terraces.
• Private Lift Lobbies & Limited Units Per Floor: Ensuring elite exclusivity and security.

This is the perfect blend for HNIs who value both the prestige of a branded ultra-luxury address and the functional privacy that high-density projects simply cannot offer. The golf view residences Gurgaon positioning further elevates its aspirational appeal among successful professionals and family offices.

THE SMART HNI ADVANTAGE: ATTRACTIVE PAYMENT PLANS & CAPITAL-EFFICIENT INVESTMENT STRUCTURE

One of the standout features making M3M St. Andrews Gurgaon particularly attractive to sophisticated investors is the developer’s flexible and investor-friendly payment ecosystem. The highly popular 25:75 payment plan (and similar construction-linked variants) allows buyers to book their unit with a modest 25% upfront, with the balance payable on possession. This structure dramatically improves capital efficiency, freeing up liquidity for other investments while still capturing the full upside of property appreciation during the construction phase.

In a rising market like the Dwarka Expressway corridor, where infrastructure catalysts continue to strengthen, this payment flexibility can significantly enhance overall returns on deployed capital. For HNIs managing diversified portfolios, it represents a low-friction entry into a high-quality, RERA-approved ultra-premium asset with clear scarcity value.

Rental Yield Potential

The ultra-premium positioning, proximity to IGI Airport, Aerocity, and diplomatic zones positions the project to attract high-quality tenants—corporate executives, expatriates, and frequent flyers who prioritize convenience, security, and lifestyle. Premium rental yields are a realistic expectation for well-appointed units.

ELITE RESIDENT-ONLY AMENITIES: THE GQ CLUB EXPERIENCE & BEYOND

M3M St. Andrews SCDA elevates everyday living with a curated suite of world-class, resident-exclusive amenities designed for those who expect the very best:

• Private 10,000 sq. ft. GQ Club: Sophisticated social and recreational hub.
• Wellness & Pools: All-weather infinity pools and premium wellness facilities.
• Advanced Safety: Multi-tier security with advanced surveillance and access control.
• Automation: Smart-home integration and localized convenience features.
• Outdoor Scenery: Expansive landscaped greens and golf-themed outdoor experiences.

These amenities are not afterthoughts—they are integral to the project’s promise of a self-contained, prestigious lifestyle where residents rarely need to leave the enclave for recreation or social engagement.

REGULATORY ASSURANCE & DEVELOPER CREDIBILITY: PEACE OF MIND FOR DISCERNING BUYERS

The project is fully RERA approved under registration number HARERA/GGM/916/648/2025/19, providing the transparency and legal safeguards that sophisticated investors demand in new luxury launches. M3M India brings a strong legacy of delivering landmark residential and commercial projects across Gurgaon, with particular strength in the luxury and golf-themed segments.

As with any new development, investors are advised to conduct independent due diligence on construction progress, phase-specific delivery track record, and latest RERA filings. The projected delivery timeline (targeting late 2031 / early 2032) positions this as a medium-to-long-term wealth creation vehicle ideal for patient capital focused on generational appreciation rather than short-term flipping.

INDICATIVE PRICING & CONFIGURATIONS SNAPSHOT (JUNE 2026)

Pricing in the ultra-luxury segment reflects the scarcity of true low-density, golf-view inventory with strong location fundamentals. The following are approximate indicative figures based on current market positioning (verify latest with developer):

*Prices are indicative and subject to change. Actual pricing depends on floor, view, and specific unit. Payment plans such as 25:75 significantly reduce initial capital outlay. Contact SS Estate Analytica for the latest price list and customized payment simulations.

WHY 2026 REPRESENTS A COMPELLING ENTRY WINDOW FOR ULTRA-LUXURY ON DWARKA EXPRESSWAY

The combination of maturing infrastructure (airport ecosystem, convention centre, commercial developments within SCDA), limited supply of authentic low-density ultra-luxury product, and attractive payment structures creates a favorable window for qualified investors. Historical appreciation patterns in well-connected Gurgaon corridors, coupled with sustained demand from HNIs, NRIs, and corporate relocations, support a constructive medium-term outlook for projects with strong fundamentals like M3M St. Andrews SCDA.

This is particularly relevant for investors adopting a “Buy & Hold” strategy focused on quality assets in high-growth micro-markets where time in the market and infrastructure catalysts drive superior risk-adjusted returns over speculative timing attempts.

IMPORTANT CONSIDERATIONS FOR PRUDENT INVESTORS

While the opportunity profile is compelling, sophisticated buyers should note:

• Investment Horizon: This is a long-term play with delivery targeted toward 2031-2032. It suits patient capital rather than short-term liquidity needs.
• Developer Track Record: M3M has delivered several successful projects; however, as with any new launch, verify latest construction updates and phase-specific feedback through independent channels and RERA records.
• Market Dynamics: Ultra-luxury segment performance can be influenced by broader economic sentiment, interest rates, and global mobility trends. Diversification remains prudent.

SS Estate Analytica recommends thorough due diligence and personalized financial modeling before committing. We provide comparative analysis against other luxury projects Dwarka Expressway and help align the opportunity with your specific investment thesis, risk appetite, and lifestyle goals.

DEEPER ROI PROJECTIONS & WEALTH CREATION SCENARIOS (2026-2032 HORIZON)

For sophisticated HNIs evaluating M3M St. Andrews SCDA as a core portfolio allocation, understanding projected returns under different market scenarios is essential. The following analysis uses conservative, base, and optimistic assumptions grounded in historical Dwarka Expressway performance (where premium segments have delivered ~15-20% CAGR in strong cycles) and current infrastructure tailwinds (airport ecosystem maturity, metro expansion, SCDA commercial anchors).

Key Assumptions (Indicative for a representative ~7 Cr unit, ~3,000 sqft):

• Initial capital outlay under 25:75 plan: ~25% (~1.75 Cr) at booking; balance on possession (~2031-32).
• Gross rental yield: 3.0-4.0% p.a. once leased (ultra-premium near IGI/Aerocity commands strong demand from corporates & expatriates).
• Annual maintenance & vacancy allowance: ~0.5-0.7% of property value.
• No leverage assumed beyond payment plan structure; actual IRR can be higher with structured financing.
• Exit assumed via resale in 2032; transaction costs ~2%.

Projected Wealth Creation Scenarios (6-year horizon to ~2032)

Total Return includes capital appreciation + cumulative net rental income (after costs).

*Total Wealth Created = (Future Value – Initial Capital Deployed) + Cumulative Net Rental Income.

Leveraged IRR approximated considering only 25% capital deployed upfront via the payment plan; actual returns depend on exact timing of payments, rental realization, and exit price. These are illustrative projections only and not guarantees.

Why the 25:75 Plan Supercharges Returns: By deploying only ~25% capital initially while the asset appreciates, investors effectively achieve higher returns on committed capital compared to full upfront payment structures common in ready-to-move luxury projects. This capital efficiency is a key differentiator for HNI portfolio allocation.

Additional benefits include potential tax advantages under Sections 80C (principal repayment), 24(b) (interest deduction if financed), and indexation benefits on long-term capital gains (LTCG)—making the effective post-tax return even more attractive for patient capital.

COMPETITIVE LANDSCAPE: HOW M3M ST. ANDREWS SCDA STACKS UP AGAINST OTHER ULTRA-LUXURY PROJECTS

The Dwarka Expressway corridor now hosts several strong ultra-luxury and premium launches. Below is a comparative snapshot (indicative data as of mid-2026; prices and timelines subject to change). M3M St. Andrews SCDA differentiates itself through its rare combination of genuine low-density design, golf-themed master planning within the integrated SCDA township, and highly flexible 25:75 payment structure—positioning it strongly for both lifestyle buyers and return-focused HNIs.

Note: All data is indicative and compiled from publicly available sources as of June 2026. Actual prices, payment plans, and delivery timelines must be verified directly with developers and latest RERA filings. M3M St. Andrews SCDA stands out for investors prioritizing privacy, golf-centric luxury, and optimized capital deployment via flexible payment structures.

Bottom Line for HNIs: While several excellent projects exist on the corridor, M3M St. Andrews SCDA offers a unique proposition for those seeking a true low-density, resort-style enclave with strong long-term fundamentals and capital-efficient entry. It is particularly well-suited for investors with a 5-7 year horizon who value both lifestyle prestige and superior risk-adjusted returns.

SECURE YOUR POSITION IN DELHI-NCR’S MOST EXCLUSIVE GOLF-THEMED ENCLAVE

M3M St. Andrews at SCDA offers a rare convergence of architectural excellence, strategic location on the high-growth Dwarka Expressway, low-density privacy, and investor-friendly payment structures—all within a RERA-regulated framework backed by a reputable developer.

Whether you are an HNI building a legacy real estate portfolio, a frequent flyer seeking a prestigious Gurgaon address close to the airport, or an investor looking for quality assets with strong rental and appreciation potential, this project deserves serious consideration.

Next Steps: Schedule a private site visit, request the latest brochure, detailed floor plans, and customized payment plan illustrations. Our team can also provide comparative market analysis, ROI projections under different scenarios, and assistance with documentation and financing coordination.

Contact Manish Kumar, Business Head SS Estate Analytica

📞 +91 97181 11251

🌐 www.ssestateanalytica.com

Specializing in premium Dwarka Expressway & Gurgaon luxury investments for HNIs, NRIs & family offices.

IMPORTANT DISCLAIMER

This document is for informational and educational purposes only and does not constitute an offer, invitation, or solicitation to purchase any property. All information, including prices, payment plans, timelines, and specifications, is indicative and subject to change without notice. Prospective buyers must conduct their own independent due diligence, verify all details with the developer and relevant authorities (including latest RERA filings), and seek professional legal, financial, and tax advice before making any investment decision. Past performance of any project or corridor is not indicative of future results. SS Estate Analytica and its associates act as facilitators and do not guarantee returns or timelines.